HSBC Credit Card Settlement via CEFTS

You can send payments to the HSBC credit card from 18 banks (as listed above) through the respective bank’s online banking service (Internet banking or Mobile app).

The maximum you could be charged per CEFTS transaction via online banking or Mobile app is Rs.30 as per Payments and Settlement Systems Circular No. 20 0f 2020 issued by the Central Bank of Sri Lanka.

Yes , Your “Available credit” will be updated real time and you can use your card immediately.

Payments made up to 5:30pm on the due dates will be credited to your credit card account as a same day payment. We recommend you to make the payment before the cut-off time to avoid any fees charges billed to the card.

If the step by step guide is not available with the above bank name, please follow these steps.

The option to send money is commonly under “Transfer” option or in some instances under “Bill payment / Biller management” option. 

• If under transfer option, you may have to select an option such as fund transfer, transfer money, transfer to other bank / real time transfer / CEFTS transfer.
  
• If under bill payment option, look for the option to add a new bill payee (e.g. ‘add new payee or even a plus ‘+’ mark)
  

You may have to save the HSBC Credit card details as a saved payee in order to start transferring money or paying the bill. If the saving option is available, it will be convenient to save the HSBC Credit Card details since you will not be required to enter the card details when you pay next time.

Whether you have to use transfer or bill payment option or have to save the HSBC card details as a payee, following are the options you may have to enter or select:

• Debit account – select the other bank account you wish to send the payment from (debit account)
• Bank name – select or look for “HongKong and Shanghai Banking Corporation” or “HSBC”
• Bank branch – if requested, look for one of the following options “Head office / Fort / 001”
• Transfer to account or credit card – select credit card 
• Credit card number – enter the 16 digit HSBC Credit Card Number
• Amount – the amount you wish to transfer

Confirm the transaction. You may be requested to re-enter your online banking / Mobile app log in password or for details such as a One Time Password (OTP). Enter the details as requested on screen and continue the payment until you are presented with a screen which states that the transaction has been completed / successful.