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mother is looking at the shop window display with her daughter happily; image used for hsbc Sri Lanka cash instalment plan

Cash Instalment Plan

Quick cash to help with your big buys

HSBC Cash Instalment Plan

Get easy access to cash from your HSBC credit card with your choice of repayment period and fixed monthly repayment amount for better financial planning.

Don't miss the chance to enjoy exciting benefits!

Key features

  • A hassle-free process with no other account required
  • No documents required for application
  • Competitive interest rate
  • Greater flexibility through choice of repayment period from 6 to 36 months
  • Fixed monthly repayments
  • Flexible usage that lets you continue using the remaining credit on your credit card account

How does a Cash Instalment Plan work?

Eligible customers can apply to borrow any amount starting from LKR50,000 up to 90% of the available balance. You can choose to pay it off over 6, 12, 18, 24 or 36 months.
Tenor 6 12 18 24 36

Handling charge (Rate)

4.50%

9.50%

14.20%

19.00%

32.00%

Total handling charge for a value of LKR100,000

 4,500.00

 9,500.00

14,200.00

 19,000.00

 32,000.00

Corresponding APR

15.27%

17.10%

17.24%

17.29%

19.02%

Monthly instalment payable

 17,416.66

 9,125.00

6,344.44

 4,958.33

 3,666.67

Eligible customers can apply to borrow any amount starting from LKR50,000 up to 90% of the available balance. You can choose to pay it off over 6, 12, 18, 24 or 36 months.
Tenor

Handling charge (Rate)

6

4.50%

12

9.50%

18 14.20%
24

19.00%

36

32.00%

Tenor

Total handling charge for a value of LKR100,000

6

 4,500.00

12

 9,500.00

18 14,200.00
24

 19,000.00

36

 32,000.00

Tenor

Corresponding APR

6

15.27%

12

17.10%

18 17.24%
24

17.29%

36

19.02%

Tenor

Monthly instalment payable

6

 17,416.66

12

 9,125.00

18 6,344.44
24

 4,958.33

36

 3,666.67

Frequently asked questions

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